FTC Safeguards Rule Compliance: Which Businesses Are Covered and What It Actually Requires

FTC Safeguards Rule compliance for businesses - who is covered, what the nine program elements require, and what operational compliance looks like for regulated firms in PA, NJ and DE

The FTC Safeguards Rule applies to more businesses than most expect – and compliance requires more than most have documented. FTC Safeguards Rule compliance is an active federal obligation for any organization that qualifies as a financial institution under the Gramm-Leach-Bliley Act – a category that is considerably broader than it sounds. The rule is … Read more

SEC Regulation S-P and investment adviser cybersecurity obligations

SEC Regulation S-P investment adviser cybersecurity compliance 2024 — incident response and breach notification requirements for registered investment advisers in PA, NJ and DE

The 2024 SEC Regulation S-P amendments changed what registered investment advisers are required to maintain. SEC Regulation S-P investment adviser cybersecurity obligations changed significantly with the amendments that took effect in 2024. For registered investment advisers, SEC Regulation S-P compliance requirements 2024 now include a written incident response program, a defined capability to notify affected … Read more

FTC Safeguards Rule Auto Dealership Compliance: What the 2025 Guidance Actually Requires

FTC Safeguards Rule auto dealership compliance 2025 — what the FTC guidance requires for dealership information security programs in PA, NJ and DE

Where most dealership compliance programs end is where the FTC’s 2025 guidance expects them to begin. FTC Safeguards Rule auto dealership compliance has been a legal obligation for dealerships arranging or facilitating consumer financing since June 2023. What changed in June 2025 is that the FTC released its first set of Frequently Asked Questions specifically … Read more

Compliance vs Security: Why Compliance Alone Doesn’t Mean You’re Secure

IT security and compliance comparison highlighting gaps between compliance requirements and real security

Compliance vs security is one of the most misunderstood distinctions in modern IT environments. Compliance creates comfort.Security creates resilience. The two are often conflated, largely because compliance is visible. It produces reports, checklists, attestations, and passing scores. When an organization can demonstrate that it meets required standards, it feels reasonable to conclude that risk is … Read more